Wedding loans
Wedding loans like our unsecured personal loan could help take stress out of planning and bring your dream wedding day to life.
Wedding loans
What is a wedding loan?
A wedding loan is a personal loan designed to help cover wedding-related expenses. You apply for the loan amount you need and choose a repayment term that works for your circumstances. Liberty offers wedding loans with flexible loan terms and a convenient online application so you can start locking in your plans sooner.
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Benefits of a wedding loan
Once approved for a wedding loan, you’ll receive a lump sum directly into your account that can be used for any wedding costs. Wedding loans can be a flexible way to fund your big day by spreading expenses out over time.
Borrow up to $80,000
Receive money quickly
Simple online application
Loan terms of 3, 5 or 7 years
Discover your personalised online fixed interest rate in under two minutes, without affecting your credit score. Rates start from 6.89% p.a. (6.89% p.a. comparison rate1B)
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Why use a personal loan for a wedding?
Planning a wedding involves booking various suppliers, from photographers and entertainers to venues, caterers and more. These suppliers often book out months or years in advance, so it’s a good idea to lock them in early.
If you haven’t yet saved enough to secure your preferred suppliers, a personal loan for a wedding could help you bring your plans forward.
A Liberty wedding loan provides the certainty of fixed repayments and no early exit fees if you decide to pay out the loan sooner. Rates start from 6.89% p.a. (6.89% p.a. comparison rate1B) for an unsecured personal loan. Use our online personalised rate estimate to find out what rate applies to you. Checking your rate won’t affect your credit score.
Easy to understand features, variables and fees
Features
Accepted purpose
Fees
What can I use a wedding loan for?
Explore some of the wedding expenses a personal loan could help cover, and what to consider when planning your budget.
Engagement rings
Before wedding planning even starts, purchasing engagement rings can be a significant expense. A personal loan for wedding-related expenses could help you manage the upfront cost.
Key suppliers
From the ceremony and reception venues to catering and photography – there are several suppliers to book. A wedding loan could help cover the cost of deposits up front, with repayments spread over time.
Ceremony
Whether you’re having a big occasion or a small backyard ceremony, a loan could help you cover the costs of an authorised celebrant and other ceremony details as part of your wedding budget.
Travel costs
A wedding loan could help you cover the cost of travel to and from your wedding location plus accommodation while you’re there, if a destination wedding is part of your plans.
Fun extra details
Your wedding is one of life’s biggest celebrations and it’s often the little details that make it memorable. Wedding finance could help you cover optional details like a live band, audio guestbook or photobooth, if they fit within your budget.
Unexpected expenses
Need a last-minute wet weather location? Dress or suit not delivered in time, and you need a back-up? Things don’t always go to plan, but a wedding loan could be one option to help cover unexpected costs.
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Calculate your repayments
Our calculator can help you work out what your loan repayments could be.
Get your personalised rate
Get a personalised interest rate in 2 minutes with our online application. Checking your rate won't affect your credit score.
Apply online
Our streamlined application is fast and fuss free with funds delivered quickly.
Wedding loans FAQs
A wedding loan is a personal loan that provides approved borrowers with a lump sum to help cover wedding expenses. Once your online application is approved, the funds will be deposited directly into your selected account. You then repay the loan through regular repayments over an agreed loan term of 3, 5 or 7 years.
Yes, a wedding loan can be used to cover multiple wedding-related expenses. These can include venue hire, catering, photography, flowers, and even travel and accommodation. Once approved, the funds are deposited into your nominated account as a lump sum to help you pay for wedding costs as needed.
Anyone over 18 years who is a citizen or permanent resident currently living in Australia can apply for a Liberty personal loan for wedding purposes. All applications must meet our lending criteria, including an assessment of your income, employment and ability to meet repayments.
Repayment terms for wedding loans can vary, with options of 3, 5 and 7 years. Shorter loan terms may come with higher monthly payments, but you could save on overall interest. While longer terms can reduce monthly payments, they may result in more interest paid over the life of the loan. Consider your financial situation and choose a term that aligns with your circumstances.
Yes, Liberty wedding loans have no early exit fees, meaning you could pay out your loan sooner if your circumstances allow. Paying off your loan earlier may also help you reduce the amount of interest paid over the life of the loan.
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Things you should know:
1BUnsecured personal loan interest rates will range from 6.89% p.a. to 19.99% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 6.89% p.a. to 21.49% p.a. This comparison rate is based on an unsecured $30,000 loan over a 5-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rates.
2AOther fees and charges may apply, such as dishonour and late fees.
3BThis fee ranges from between 0% to 5.50% of the loan amount, depending on your risk band. The fee is capped at $950.
Approved applicants only. Lending criteria apply. Fees and charges are payable. All rights reserved | Liberty Financial Pty Ltd ABN 55 077 248 983 | Credit provided by Secure Funding Pty Ltd ABN 25 081 982 872 | Australian Credit Licence 388133 | Both trading as Liberty Financial.