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Flexible business loans
Our flexible business loans can give you the funds you need for your business, quick and easy – with no mortgage security required.
Flexible business loans
Flexible business funding
A flexible business loan is a business finance solution that doesn’t require a mortgage as security. It can help eligible businesses access funding for a range of purposes, with repayments made over an agreed term. Liberty’s flexible business loan can help businesses access business funding for working capital, equipment or stock purchases, growth opportunities and other expenses.
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Get the funds you need without mortgage security
With no mortgage security^ required, our flexible business loan provides a hassle-free solution that helps to free-up cash flow.
A flexible loan with no mortgage security needed
Ideal for growing businesses
Simple application process
Rates from 14.70% p.a.
Easy to understand features, variables and fees
Features
Loan variables
Fees
Ready to get moving?
Wherever you are in your journey, help is here however you need it.
Calculate your repayments
Our easy to use online calculator can help you work out what your loan repayments will be.
Contact a trusted adviser
Your local Liberty Adviser will be able to look at your lending options and help you decide the best way forward.
Request a call back
Enter your contact details and a Liberty Adviser will be in touch to help you crunch the numbers.
Our innovation and flexible solutions have helped nearly one million free thinkers.
Free thinkers like us see the possible!
When others see the impossible, we look past that and see what we can achieve together.
We’ve helped nearly one million customers get financial.
Supporting free thinkers from diverse backgrounds for nearly 30 years.
Proudly B Corp certified to make a difference beyond borrowing.
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Liberty flexible business loans FAQs
To apply for a flexible business loan, you may need to provide your current business details as well as an outline of how you intend to use the funds. As our flexible business loans don’t require mortgage security, we may need extra information about your business financials, including financial statements. For support to review your options and determine if a flexible business loan is right for you, a Liberty Adviser can help.
If you’re looking to grow your business, a business loan could be an excellent tool to help you take the next step forward. If you’ve just started out, a business loan can support you to cover the initial start-up costs and help to get things moving. Or, if you have an established business, a business loan can support you to expand your operations, upgrade your equipment or cover any extra expenses. Whatever your goals, Liberty’s free-thinking business loans can help you achieve them, sooner.
At Liberty, we don’t believe your past should affect your future, that’s why we look at an applicant’s whole story to find more ways to get to ‘yes’. If you have a history of bad credit and need a loan to help your business grow, reach out to Liberty today and see if we can help. You might be surprised at the options available to you.
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Book a call back
Enter a few details and we'll arrange for your local Liberty Adviser to call you back.
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We’re highly awarded. But don’t just take our word for it...
Other loans you might like:
Secured business loans
Smart funding to help your business grow. A low-rate loan for growing businesses.
- Loans up to $2M*
- Flexible security options
- Wide range of loan purposes
- Up to 30-year loan terms
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Low doc business loans
Access the funds you need without all the paperwork.
- Loans up to $2M*
- Secured against commercial or residential property
- Alternative income verification
- Up to 30-year loan terms
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Business line of credit
Access to credit when you need it most.
- An approved line of credit loan
- Ideal for all kinds of business borrowers
- Improved cash flow benefits
- Access funds when you require them
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Things you should know:
^No mortgage security required. Other forms of security will apply.
*Loan amount may vary based on information provided.
**Fee can be capitalised into the loan.
***Applicable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. Customers may elect to pay an upfront facility fee in lieu of a deferred facility fee prior to settlement.
****Additional documentation may be required upon assessment.